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Choosing Calling Plans

Once you have decided to purchase a cell phone, you will need to choose a calling plan. There are three basic types of cell phone calling plans. They are the pay as you go plan, the single person plan, and the family plan. The choice of plan would depend on the needs of each individual. Researching each plan would go a long way to determine the most suitable plan.

There are websites that will help you comparison shop. You can also go to the main cell phone carrier's websites and compare features and prices. Some of important features to compare are the carrier's geographical coverage, the phone you will receive and the amount you are paying for each minute of call time. The most important item to consider is the geographic coverage of the carrier. This is important because your calling plan will be of little use if the carrier doesn't have coverage in the location you use your cell phone the most. To find out what the coverage of your call plan is, start with looking at the coverage maps provided by the carrier. Then talk to friends and colleagues who use that carrier and ask them about where they get coverage and where they don't.

One of the best ways to compare calling plans is to go to a calling plan comparison web site. These sites monitor the most popular cell phone companies and give you apples to apples comparison so you know what you're getting with your calling plan. That way you can select the calling plan with the best value for you. One web site that compares calling plans this way is MyRatePlan.com. But if you do not want to use a third party to help you estimate how many minutes you'll need, remember to check these four things on every calling plan: geographical calling area, free minutes, length of contract, and cell phone features.

When it comes to selecting a cell phone service plan or calling plan, there are many things you need to consider. Basically it boils down to how much you will use your phone each month and where you use your cell phone the most. The best way to determine how much you will use your phone each month is to look at past phone bills. See how much time you spend on the phone each month. How many of those minutes would likely be made from your cell phone? Since using your cell phone will be quite convenient, so you will use your cell phone more than you use your regular landline phone. Try adding at least 20% more minutes to your monthly total. The number of minutes you use your regular phone per month plus 20% should give you a solid idea how many minutes your calling plan should have. If you don't use phones much outside your local area, you may not need regional or national coverage for your cell phone calling plan. But if you travel a lot, you will want a calling plan with lots of coverage. Check with your cell phone carrier to see what areas they cover. Usually they have a map of some sort that shows where their services cover, and where they don't.

Some companies offer pay as you go or prepaid cell phones. Be sure to check the geographic area covered by this type of service, because it can differ from the areas available to call in regular service areas. Using prepaid cell phones is convenient if money is an issue. When you are out of paid minutes, you may not be able to use your cell phone. Please check with your carrier for exact details for pay as you go or prepaid cell phone plans.

Monthly package plans can usually be purchased at a reduced rate. Keep in mind that lots of cell phone companies offer basic rates, select rates or premium rates. Cell phone companies also offer rates for individuals and families. Family rates may save you a lot of money if you are paying for several cell phones and cell phone users. Take a nice long look at each one of these types of plans to decide which one will work best for your situation.

Next you want to consider whether the features of your cell phone or the cost of your minutes is more important to you. Most people pick the calling plan first and then the phone features. If you choose your plan by price, you may not get all of the features you really want to use on your cell phone. If you choose the wrong calling plan, you may end up paying lots of extra fees for minutes you used beyond your plan allowance. So if you are deciding between two plans, and one has more free minutes, choose the plan with more free minutes to be safe. If you are sure that you won't be spending all that much time on a cell phone, choose a plan with fewer free minutes per month. Or, you may end up paying for more calling plan minutes than you really need. Some plans do offer roll over minutes. Roll over minutes take your unused minutes for this month and add them to the next month. In that way your minutes are not wasted.

In an effort to attract more customers, carriers often offer a selection of free phones for each service plan or calling plan you select. In this case, your calling plan will allow you to pick from the least expensive cell phones. Usually, these inexpensive phones don't have many features. If you like to have lots of phone features like a camera and video games, don't waste your time looking at cheap phones. Be sure you get the best phone you can, with as many of the features you want as you can afford.

Some companies offer a great deal on a cell phone if you sign up for a long term contract. You should go for the long-term plan only if you are quite sure about where you are living and working at present and in the near future. If you are not sure about how long you plan to live in a location, or intend to change the plan later in anyway, you should merely buy a cell phone with flexible plan.

Researching the Internet is the best way to choose a cell phone plan that fits your needs. Study this article carefully. Look at the many options available to you. Then make your decision for the cell phone plan that is just right for you.